Job Description

Universal Banker II / Loan officer

Location

Lino Lakes, MN 55014

Who we are

SMW Financial Credit Union was established in 1953 to assist members' financial needs in a credit cooperative. Our mission is to build trusted relationships and strong financial futures for our members. Membership is open to anyone who lives, works, worships, goes to school, or volunteers in Anoka, Hennepin, Ramsey, or Washington Counties of Minnesota. We play an active role in supporting those communities through volunteerism and financial education. offer everything from home-buying seminars to loan and deposit products, to investment services, to free financial advice to our members.

At SMW, you’re part of a team that is energetic, hardworking, and dedicated. We’re proudly building the best possible team to serve the needs of our members. 

Our philosophy is member-centric — loyal members are the key to our success, so we are service-oriented team players with strong interpersonal skills, and great attitudes and are adaptable to a changing environment. We hold to the adage “hire for attitude and train for skill.” 

Founded on the credit union motto of “people helping people,” we look for candidates who want to make a difference. We have the tools and training for the right individuals to live our member-centric philosophy — to build trusting relationships and strong financial futures.  

Description

SMW Financial Credit Union has an immediate need for a Universal Banker II/Loan Officer at our Lino Lakes branch. New hires will receive a $1000.00 sign-on bonus ($500 after 90 days, $500 aftwr 180 days). This position is responsible for establishing and strengthening member relationships by acting as a trusted advisor in identifying sales opportunities beneficial to each member. A Universal Banker II is responsible for opening and closing accounts, originating, underwriting and closing loans, cross selling products and services by providing personal and excellent member service. In addition, this position acts as back-up to the frontline staff as business needs dictate.

Minimum Qualifications

• High School Diploma or GED
• 2 years of banking and lending experience
• Background study and credit checks required
• Proven sales experience
• Previous experience meeting lending goals
• Ability and willingness to work out of our Maplewood branch as business needs dictate
• Proficient knowledge of MS Office Software
• High degree of accuracy and close attention to detail
• Excellent verbal and written communication skills
• Ability to problem solve and multitask in a busy environment while maintaining a member focused professional demeanor.
• Proven team player
• Ability to sit or stand for long periods of time

The physical demands described herein are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Job Type: Full-time

Benefits:

At SMW , we emphasize the importance of teamwork, an ongoing commitment to learning and training, and a positive work environment. Employees receive generous and comprehensive benefits packages which include:

• 401(k)
• 401(k) matching
• Dental/Vision insurance
• Flexible spending account and health savings account
• Traditional and High Deductible health plan options available including no-cost plans.
• Life insurance
• Paid time off, including Federal Holidays
• Employee Assistance Program
• Optional AFLAC supplemental insurance
• Education and training opportunities  

Physical setting:

• Office

Schedule:

• 7.5-8 hour shift
• Weekend availability, typically once every 5 weeks (Working from home answering phone calls Saturdays 8:45-12:15)

Supplemental pay types:

• Signing bonus

Ability to commute/relocate:

• Lino Lakes, MN 55014: Reliably commute or planning to relocate before starting work (Required)

Application Question(s):

• In your recent work history have you worked for the same employer for at least one year?
• Do you have access to reliable transportation?

Education:

• High school or equivalent (Required)

Experience:

• Sales: 1 year (Required)
• Cash handling: 1 year (Required)
• Banking: 2 years (Required)
• Microsoft Office: 1 year (Preferred)

Work Location: One location, occasionally may work at our Maplewood office.

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